Samriddhi Vikash Foundation

About Us

Samriddhi Vikash Foundation

Samriddhi Vikash Foundation is a Section 8 registered organization. dedicated to financial supporting to low-income households. The foundation is led by Suman Sarkar and Sandip Chanda operates from Debigar colony, Birpara, Alipurduar, West Bengal, 735204.

Driven by transparency, trust, and social responsibility, we strive to promote inclusive financial growth and uplift rural livelihoods through responsible financing. Offering a diverse range of financial instruments. This includes Small Business Loans, Consumer Durables Loan, Micro Loan catering to the needs of both individuals and businesses.

Mission img

Mission

To empower individuals, micro-entrepreneurs, and local communities by providing fast, transparent, and responsible credit solutions—enabling personal aspirations, daily household needs, and small business expansion while building long-term financial self-reliance.

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Vision

To foster sustainable economic growth by enabling every household and small enterprise with responsible credit, paving the way toward financial dignity and community-wide prosperity.

Our Values

S·A·M·R·I·D·D·H·I

S

Simplicity & Speed

Minimal paperwork, quick approvals, and hassle-free processing so clients get personal, product, or business funds when they need them most.

A

Accessibility & Inclusion:

Bringing credit directly to the doorstep of underserved individuals, micro-enterprises, and local vendors.

M

Mutual Trust & Transparency:

Complete clarity on interest rates, processing fees, and repayment schedules with zero hidden charges.

R

Responsible Lending:

Crafting manageable EMI plans tailored to the borrower’s income to prevent over-indebtedness and build healthy credit habits.

I

Innovation & Efficiency:

Leveraging simple digital tools to streamline disbursals and elevate customer service.

D

Dignity & Customer Empathy:

Treating every customer—whether buying a television or expanding a local shop—with equal respect and care.

D

Development (Vikash):

Measuring our success by the tangible growth and stability created for families and local small businesses.

H

Honesty in Practice:

Upholding strict ethical standards across all loan operations and financial transactions.

I

Impact-Driven Prosperity (Samriddhi):

Empowering borrowers to build long-term economic independence and a higher quality of life.